Our services

Your retirement plan helps us evaluate whether you're on track to achieve your goals and provides a framework for many of the decisions we make along the way. We evaluate your goals, spending, financial resources, and probability of success to help determine how much you can comfortably spend, where retirement income should come from, how much investment risk makes sense, and whether opportunities such as Roth conversions should be considered.

Our goal is simple: pursue strong long-term returns without taking more risk than necessary to achieve your goals.

Rather than relying solely on off-the-shelf portfolios, we tailor how we invest to each client. We use low-cost equity and fixed-income ETFs, Wyze Direct (our proprietary individual stock strategy), our All-Season allocation framework, and select private investments when appropriate. Most importantly, your portfolio isn’t managed in isolation; it’s coordinated with your retirement plan, tax strategy, and income needs.

We look for opportunities to reduce the amount of taxes you pay over your lifetime—not just in the current year. Effective tax planning can provide three key benefits: paying less in taxes over your lifetime, increasing your after-tax net worth, and leaving a more tax-efficient estate.

Your retirement plan can also help determine how much of your wealth you're likely to need during your lifetime and how much may ultimately be available for family or charitable causes. We help you evaluate those decisions and incorporate your estate plan into your Coordinated Retirement Strategy™.

Healthcare costs and coverage can have a significant impact on your retirement plan, particularly if you plan to retire before becoming eligible for Medicare. We help you understand your options and incorporate potential healthcare and long-term care costs into your Coordinated Retirement Strategy™.

Insurance needs often change as you approach and move through retirement. We help determine where insurance may still be needed, where it may no longer be necessary, and whether changes should be considered.