Our Tax Planning Services Include:

• Tax savings projection: quantifies lifetime tax savings when implementing our tax planning recommendations to your situation if left unchanged.
• Lower Retirement Health Care Costs: The higher your income, the higher your Medicare premiums. We aim to meet your spending needs without increasing your health care costs.
• Income replacement and cash flow coordination: Our tax smart drawdown strategy will address which accounts types (taxable, Traditional IRA, Roth IRA, cash savings, etc.) should be used and when to replace your income during retirement.
• Roth Conversion: When impactful, we will lower your future tax bill by recommending Roth IRA conversions to fill lower tax brackets during lower income years.
• Charitable Gifting Strategies: Support your cause while receiving a tax break for doing so.
• Required Minimum Distributions: Avoid receiving a 25% tax penalty for mandatory IRA distributions miscalculations.
• Inherited IRA Distribution Planning: New changes to inherited IRA distributions rules make planning for increased income a necessity. We are experts in this area.