On This Episode:
As people approach retirement, they look for more conservative investment options since safety typically becomes the priority over growth. While there are multiple ways to achieve that outcome, the choice that many retirees and pre-retirees navigate toward for safety is bonds. But bonds may be riskier than you think and today we’re going to break down the intricacies of bonds and how they are best used within a retirement portfolio.
Ryan is joined by Ron Wyatt, CFP®, CIMA®, CPWA® and Nick Lewandowski, CFA®, CFP® to break down bonds into three segments: understanding what bonds are, the associated risks, and how to construct a bond portfolio. Join us to learn why bonds are a crucial component of retirement portfolios, learn about credit and interest rate risks, and get insights into crafting a balanced bond portfolio.
Here’s what we cover in this episode:
0:00 – Intro
1:01 – What are bonds?
2:52 – Why invest?
5:10 – Types of issuers
9:23 – Interest rate risk
18:26 – Why duration matters
19:35 – Crafting a bond portfolio
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